Financial Highlights

Entire IR Site Press Releases Only Filings Only
Email pagePDF viewPrint viewRSS FeedsEmail AlertTearsheetMobile IR SiteSocial Media Sharing
Select Period: Financial Charting
 2016 FY2015 FY2014 FY2013 FY2012 FY
Period Ended12/31/201612/31/201512/31/201412/31/201312/31/2012
Balance Sheet ($000)   
Total Assets395,029314,954272,622223,538193,109
Total Net Loans336,589286,888239,602189,346160,535
Total Deposits342,794260,713234,372196,114166,882
Equity Attributable to Parent Company26,69424,10722,81122,01619,982
Total Equity26,72124,10722,81122,01619,982
Profitability (%)   
Net Income ($000) 1,7901,5096802,2701,548
Net Income Attributable to Parent ($000) 1,7881,5096802,2701,548
ROAA0.510.510.281.100.85
Core ROAANA0.500.251.120.84
ROAE8.316.443.0210.808.17
ROATCE9.349.354.2116.5413.16
Core ROAENA6.302.7610.988.07
Net Interest MarginNA3.723.844.054.08
Reported: Net Interest MarginNANANANANA
Efficiency Ratio77.7077.4883.9173.2071.56
Noninterest Inc / Operating Rev26.1723.2519.346.246.41
Balance Sheet Ratios (%)   
Loans / Deposits97.77110.32101.5197.8797.77
Securities / AssetsNA1.464.126.766.40
Total Equity / Total Assets6.767.658.379.8510.35
Tangible Equity / Tangible Assets6.457.267.979.529.97
Tang Common Equity / Tang Assets6.445.085.456.456.41
Asset Quality (%)   
NPAs / Assets0.860.951.472.585.16
NPA Excl Restructured / Assets0.680.791.162.244.18
NPAs & 90+ PD / Assets0.860.951.472.585.16
NPAs / Loans & REO1.001.031.653.005.99
Nonaccrual & 90+ & OREO / Assets0.680.791.162.244.18
NPAs & 90+ PD / Loans & REO1.001.031.653.005.99
NPA & Loans 90+ / Tangible Common Equity + LLR11.7215.5022.8534.0366.57
NCOs / Avg Loans0.140.050.230.450.36
Loan Loss Reserves / Gross Loans1.051.161.141.351.61
Reserves / NPAs105.16112.2869.0445.0126.42
Loan Loss Provision / NCO146.68568.80134.7495.66203.21
Capital Adequacy  ()  
Tier 1 Common Capital (CET1) ($000) NANANA12,70511,740
Tier 1 Capital ($000) NANANA19,55818,593
Tier 2 Capital ($000) NANANANANA
Total Capital ($000) NANANA22,15520,778
Total Risk-weighted Assets ($000) NANANA210,465174,406
Tier 1 Common Capital (CET1) Ratio (%) NANANA6.046.73
Tier 1 Ratio (%) NANANA9.2910.66
Total Capital Ratio (%) NANANA10.5311.91
Liquidity Coverage Ratio (%) NANANANANA
Leverage Ratio (%) NANANA9.159.66
Supplementary Leverage Ratio (%) NANANANANA
Per Share Information ($)   
Common Shares Outstanding (actual) 2,701,8201,787,0891,796,6791,788,2621,788,262
Avg Diluted Shares (actual) 1,868,8861,845,6971,847,3301,819,7241,788,262
Basic Book Value per Share9.889.658.888.487.34
As-reported Book Value per Share9.899.628.898.487.34
Basic Tangible Book Value per Share9.398.918.238.036.89
Reported: Tangible Book Value9.408.918.248.036.89
EPS after Extra0.880.780.331.210.83
EPS after Extra Growth (%) 12.80136.40(72.7)45.8023.90
Core EPSNA0.760.301.230.82
Diluted EPS before Amortization0.880.780.331.210.83
Pre-Provision Earnings per Share1.131.020.560.590.68
Loading ... ... Please wait loading

Copyright 2017, © S&P Global Market Intelligence  Terms of Use