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Deposit Loan Composition

Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Loan Composition (%)
Total Gross Loans($000) 360,876 410,525 433,603 439,624
Gross Loans HFI Growth 28.84 6.17 19.94 9.25
1-4 Family Loans/ Loans 13.62 15.75 16.76 16.65
Multifamily Loans/ Loans 4.80 4.15 4.09 4.53
Commercial Real Estate Loans/ Loans 59.18 57.20 57.19 57.69
Commercial & Multifamily Real Estate Loans/ Loans 63.98 61.35 61.29 62.22
Real Estate Loans/ Loans 77.60 77.10 78.04 78.87
Construction & Development Loans/ Loans 4.16 6.40 6.21 6.24
Home Equity Loans/ Loans 5.26 4.35 4.21 4.08
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.02 0.01 0.01 0.02
Other Consumer Loans/ Loans 0.02 0.02 0.02 0.02
Consumer Loans/ Loans 5.30 4.38 4.24 4.12
Commercial Loans/ Loans 12.50 11.72 11.15 10.41
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0.43 0.40 0.36 0.36
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 358,235 396,641 401,878 410,787
Deposit Growth 18.02 7.73 5.28 5.57
Transaction Acct Deps/Tot Deps NA NA NA 28.07
Savings Acct Deps/Tot Deposits NA NA NA 7.86
Money Mkt Deps/Tot Deposits NA NA NA 32.84
MMDA & Savings/Total Deposits NA NA NA 40.69
Retail Time Deps/Tot Deposits 9.65 9.61 9.53 10.12
Jumbo Time Deposits/ Deposits 21.14 18.48 18.04 21.12
Tot Time Deposits/Tot Deposits 30.80 28.09 27.58 31.24
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 69.20 71.91 72.42 68.76
Core Deposits/Total Deposits 78.86 81.52 81.96 78.88
Noninterest-bearing Deposits/ Deposits NA NA NA 20.61
Interest-bearing Deposits/ Deposits NA NA NA 79.39
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
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