Corporate Profile

Highlands Bancorp, Inc. operates as the holding company for Highlands State Bank that provides a range of banking products and related financial services in New Jersey. The company offers various deposit products, including checking accounts, time deposits, money market accounts, savings accounts, and certificates of deposits; and loan products, such as commercial, consumer, mortgage, construction, and personal loans, as well as automobile, bridge, home equity, and home improvement loans. It also provides loans for equipment and working capital needs, as well as for financing of commercial real estate; and one-to-four-family residential real estate loans. In addition, the company offers electronic banking services, including Internet banking and electronic bill payment services, as well as MasterCard check cards, ATM cards, and automatic and ACH transfers. It operates through four branch offices in Sparta, Vernon, Denville and Totowa, New Jersey. The company primarily provides its products and services to individuals, small and medium-sized businesses, professionals, and government customers. Highlands Bancorp, Inc. was founded in 2005 and is based in Vernon, New Jersey.
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Highlands Bancorp, Inc.,

310 Route 94
P.O. Box 160
Vernon, NJ 07462
(973) 764-3200

Investor Relations Contact

Mr. Steven C. Ackmann

Transfer Agent

Computershare Inc.
P.O. Box 30170
College Station, TX 77842-3170
(800) 368-5948

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